Privacy, membership & family participation

Who operates KinLumina

Operating entity awaiting confirmation

Business address awaiting confirmation

Support email awaiting confirmation

What we collect and why

Parent sign-in provides account identifiers, name, and email through ChatGPT. Parents provide family interests, an approximate community, membership choices, consent records, and support messages. Verified parents may add child nicknames, birth month and year, and interests. Children’s workbook responses, quizzes, venture records, pitches, money-journal entries, discovery answers, optional sketches, goals, and learning milestones are stored to deliver the learning experience and parent review. Parents may save encouragement notes, optional short voice recordings, and family celebration plans. Voice recording requires microphone permission, stays on the device until sent, and can be deleted by the parent. These records are included in family export and child or household deletion.

Do not enter full child names, exact birth dates, school details, home addresses, health information, identity documents, payment-card numbers, or account passwords into learning activities or support messages.

Before your child participates

Read this notice, request parental verification in Privacy & Support, and complete the operator’s approved verification method. A checkbox or a free membership invitation alone does not activate child participation. For the pilot, the operator reviews a signed parental-consent form or completes an approved live verification process. Only a verification reference is stored in this app; do not upload identity documents here.

Access and disclosure

Child work and financial learning records are private to the household’s authenticated sessions. Authorized operators handle account, consent, safety, and support requests. Circle parents see the family display name and participation status after an invitation; opportunities are visible to admitted families with current access. Parents must choose what to share and supervise all offline activities.

OpenAI Sites and Cloudflare provide hosting, authentication, and storage infrastructure. Stripe processes membership billing when activated; card details are handled by Stripe. KinLumina does not include advertising trackers, sell child information, or send workbook content to an AI model. AI prompts are suggestions for separate parent-managed tools, whose policies apply when used.

Your controls

In Privacy & Support, parents can export family learning records, revoke consent, immediately delete an individual child’s stored work, or delete the household’s application data. Revocation immediately disables child sessions. Family deletion cancels any recorded active subscription before removing the account data; if cancellation cannot be confirmed, deletion pauses for support. Stripe may retain its own payment records under its policies and applicable obligations.

Retention and deletion

Learning data is retained while needed for the family’s active learning and portfolio. Delete it at any time. After consent revocation, child records are queued for deletion after 30 days; the operator must run the retention process at least weekly. Closed support requests are removed after 90 days by that process. Unredeemed invitations are removed 30 days after expiration. Expired access requires an operator review of ongoing retention needs; families can request immediate deletion. Infrastructure backups and logs follow provider retention schedules, which must be confirmed before public launch.

Membership offer

$1,200 USD per household per year, for up to six children ages 8–17. Includes twelve monthly challenges per age, parent and supervised child workspaces, portfolios, financial learning tools, family pitches, and community participation where available. A payment checkout, when enabled, renews annually until canceled. Turn off renewal in Membership; access continues through the paid term. Request a refund through Privacy & Support within 14 days of an initial charge or annual renewal. The operator reviews and processes the refund. Nothing here limits applicable consumer rights.

Selected founding families receive one free year from invitation redemption. No payment card is required and there is no automatic conversion or charge. Continuing afterward requires a separate paid signup at the disclosed price. Families agree to provide honest feedback after week one, month one, and quarterly; positive reviews and public endorsements are not required. Family business investments are independent of all membership fees.

Participation and support

Parents are responsible for public business accounts, spending, supervision, customer contact, and any real investment agreements. KinLumina does not hold investment funds, issue securities, or promise revenue. Children’s funding acknowledgments are learning reflections, not legal signatures.

Use in-app support for help, feedback, privacy requests, refunds, or reporting a family, event, or circle. Include the relevant listing or circle ID and avoid child-sensitive details. Reports are reviewed by an operator; community access may be suspended and listings removed. This service is not monitored continuously and is not an emergency channel.